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Obtaining Payoff Demand Statements to Clear Title

In our December 09, 2013 post, we discussed the problems that a lien on property can cause buyers and sellers who are trying to finalize the sale of property.  In that post, I also discussed Quiet Title Actions – the most common remedy for dealing with defects in title.  In this post, I would like to discuss another method for clearing defects in title that can work just as effectively in certain circumstances. Under California Civil Code of section 2943, upon the request by the trustor to a deed of trust, the beneficiary must provide a payoff demand statement within 21 days.  (Civ. Code § 2943.)  In other words, the party who has incurred an obligation, under a deed trust, can make a request for

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Posted in Lien On Property, Payoff Demand

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